If you are looking for a property that earns from day one, or want to buy your first apartment without stress and without the need for immediate financing - this offer may be just for you.

Presenting a 3-room apartment with an area of 56.44 m² with an over 33-meter terrace, located on the ground floor of a modern, gated estate on Kartograficzna Street in Bialoleka, Warsaw.

Investment-ready with a tenant - no empty months
The apartment has been stably rented for several months - the current tenants pay 3700 PLN per month (without delays, with a contract until April 2026).
You can take over this contract and start earning passive income immediately after purchase - without the need to look for a tenant, arrange, or negotiate.

Ideal location for starting out
If you are buying "for the future" - e.g. for a child, or as your first apartment - this offer is also perfect for that. You can comfortably pay for it with rental income until the end of the contract, and then move in or continue renting.

Flexible financial conditions
The owners are open to spreading payments in agreed installments - which can be a great alternative for those who:

• 
  
• do not yet have a ready loan,
  
• plan to sell their property,
  
• value peace and flexibility in the purchasing process.
  

Details of arrangements can be discussed during a meeting - everything in accordance with the law and securing the interests of both parties.
Importantly: you do not need to have a loan immediately to discuss this property.

The apartment:

• 
  
• Living room with access to a huge terrace (33.41 m²) - ideal for relaxation, breakfasts in the sun, or meetings with friends
  
• Open kitchen with a window - bright, functional, with appliances
  
• Two bedrooms - one with a large built-in wardrobe
  
• Bathroom with a bathtub and washing machine
  
• Spacious hallway
  
• Exotic wooden parquet - durable and aesthetic
  

Location:

• 
  
• Zielona Dolina estate - modern, green, with a playground, sports field, and outdoor gym
  
• Quiet, intimate area with low-rise buildings
  
• Nearby shops, kindergartens, nurseries, recreational areas
  
• Access to Warsaw city center in about 30-40 minutes (bus + SKM)
  

Additional information:

• 
  
• Area: 56.44 m²
  
• Terrace: 33.41 m²
  
• Floor: ground floor
  
• Outdoor parking space: 20,000 PLN (mandatory purchase)
  
• Administrative fee: approx. 670 PLN/month.
  
• Ownership form: full ownership, with KW - purchase also possible with a loan
  

This apartment offers concrete value:
✔ stable income,
✔ possibility of settling the purchase in installments,
✔ safe investment or a calm start for the future.

Specifications:
Area: 56.44 m²
Bedrooms: 3
Bathrooms: 1
Floor: 0
Built: 2012
Monthly fee: 670.0 PLN

Additional Features:
Kitchen Type: open
Loan Possible: True
Investment Ready: True
Rental Agreement: True

Seller: Marcin Szulik

Data source: https://www.otodom.pl/pl/oferta/bez-kredytu-to-mozliwe-3-pokoje-z-duzym-tarasem-ID4xBRM