Passive house 60 m² with garden 270 m² – 2 levels | Ustron Harbutowice | Financing without a bank | View of the mountains

For sale a modern, two-level apartment with an area of 60 m² located in a newly built passive building in Ustron – Harbutowice district.

This is an ideal proposal for those looking for comfort, privacy, and ecological solutions. The apartment has its own garden, independent entrance, parking space, and favorable private financing – without bank involvement.

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Basic information:

Apartment area: 60 m²

Plot: approx. 270 m² belonging to the premises

Type: apartment in a semi-detached building – half of a passive house

Status: investment in progress (reservation possible)

Location: newly emerging estate in Ustron, Harbutowice

View: of the mountains and greenery

Entrance: independent, from the ground floor

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Room layout:

Ground floor:

Living room with kitchenette – living space with large glazing

Toilet (WC)

Exit to the garden

First floor:

Two rooms – ideal for a bedroom, children's room, office

Bathroom – possibility of arrangement with a bathtub or shower

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Equipment and technologies:

Passive building – very low maintenance costs

Heat pump – modern and ecological heating source

Photovoltaics – own electricity production

Energy storage – maximum use of energy from renewable sources

Heat recovery – fresh air all year round with heat recovery

Highest insulation standard, new technologies, solid execution

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Price and financing – flexible and accessible:

Total property price: 600,000 PLN

Down payment (32%): 192,000 PLN

Financed amount (68%): 408,000 PLN

Financing directly from the investor – without a bank

Interest rate: only 3% per year

Repayment period: 15 years (180 installments)

Monthly installment: approx. 2,816 PLN

No need for creditworthiness

Minimum formalities

Safe, direct investor repayment model

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Location: Ustron – Harbutowice

Intimate, newly emerging estate surrounded by greenery

Beautiful view of the Silesian Beskids

Close to the forest, river, bike and walking paths

Quick access to the center of Ustron, Wisla, Skoczow

Nearby: shops, school, bus stops, local services

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Who is this ideal proposal for?

For couples and families with children

For remote workers who value peace and space

For investors – great location and low operating costs

For anyone looking for a modern, comfortable, and ecological lifestyle

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Interested? Contact: 735 138 786

Ask about availability, deadlines, and formalities. Limited number of premises – reserve your home in the mountains now!

Specifications:
Area: 60.0 m²
Floor: 1
Built: 2026

Additional Features:
Duplex: True
Multi Level: True
Kitchen Type: open
Loan Possible: True

Seller: Nieruchomosci Folks Nadia Mrowiec

Data source: https://www.otodom.pl/pl/oferta/nowoczesny-2-poziomowy-apartament-na-sprzedaz-60m-ID4vUcQ