Modern 2-level apartment 85 m² with a garden and plot of 450 m² – Ustron Harbutowice | Passive house | Financing without a bank We invite you to reserve a spacious, modern apartment with an area of 85 m² located in a newly built passive house, in a cozy estate in Ustron – Harbutowice district. The apartment has 2 levels, a private garden, its own entrance, modern energy systems, and very favorable financing without bank involvement – safely and simply, without credit formalities. --- Property details: Apartment area: 85 m² Type: 2-level apartment in a semi-detached building (passive house) Status: Investment in progress (reservation possible) Plot: approx. 450 m² belonging to the apartment Entrance: separate, independent Garden: private, with a view of the mountains --- Room layout: Ground floor: Spacious living room with kitchenette and access to the garden Toilet (WC) Vestibule / entrance hall First floor: 3 separate bedrooms, including the main one with an option for a wardrobe Modern bathroom Preparation for a sauna – installation and space prepared --- Technology and comfort: Modern passive house – energy efficiency, silence, stable temperature Heat pump – ecological source of heating and hot water Photovoltaic installation – production of own electricity Energy storage – maximum use of electricity from renewable sources Heat recovery – ventilation with heat recovery Highest insulation standards, solid materials, modern architecture Adaptation possibilities – wardrobe, sauna, office, etc. --- Price and financing – without bank involvement: Total property price: 750,000 PLN Own contribution (32%): 240,000 PLN Financed amount (68%): 510,000 PLN Repayment model: directly by the investor Interest rate: only 3% per year Loan period: 15 years (180 installments) Monthly installment: approx. 3,519 PLN No bank requirements Minimum formalities Flexible investor approach --- Location: Ustron – Harbutowice New, cozy estate with a view of the Silesian Beskids Quiet, green area – ideal for families, remote workers, or those seeking respite from the city Close to forests, rivers, walking and cycling trails A few minutes from the center of Ustron, quick access to Wisla, Skoczow, and Bielsko-Biala Access to public transport, schools, shops, and urban infrastructure --- Ideal for: Families with children Remote workers Investors looking for properties with potential People valuing modern, ecological, and safe solutions --- Ask for details or reserve: 735 138 786 Live in a comfortable, energy-efficient house with your own garden and plot – with a view of the mountains.

Specifications:
Area: 85.0 m²
Bedrooms: 4
Bathrooms: 1
Floor: 1
Built: 2026

Additional Features:
Attic: True
Duplex: True
Multi Level: True
Kitchen Type: open
Loan Possible: True

Seller: Nieruchomosci Folks Nadia Mrowiec

Data source: https://www.otodom.pl/pl/oferta/nowoczesny-2-poziomowy-apartament-na-sprzedaz-85m-ID4vUd0