Modern studio 36 m² with garden in a passive house – Ustron Harbutowice | View of the mountains | Financing without a bank. We invite you to familiarize yourself with the offer of selling a comfortable studio with an area of 36 m², located in a modern passive building in a newly emerging estate in the picturesque district of Ustron Harbutowice. This is an ideal proposal for those looking for a modern lifestyle with low maintenance costs, access to nature, and a comfortable financing model directly through the investor. Basic information about the property: Area: 36 m² Type: Studio with a separate entrance Garden: Yes, belonging to the apartment Condition: New, developer finished / finished to key (to be determined) Technology: Passive house – maximum energy efficiency and ecology Floor: Ground floor with independent entrance Room layout: Spacious living room with kitchenette and large glazing Separate room – ideal as a bedroom, child's room, or office Modern bathroom with shower Private garden – ideal space for relaxation, breakfasts outdoors, or remote work Standard and technologies: Passive house – advanced thermal insulation and mechanical ventilation with recuperation Heat pump – heating and hot water installation Photovoltaic installation – production of own energy Energy storage – storing excess electricity for even lower bills Independent entrance – maximum privacy Benefits for the buyer: Extremely low operating costs No gas and traditional heating – everything from renewable sources Comfort all year round – stable temperature, good ventilation, and microclimate Modern design, high quality of execution Silence, peace, and proximity to nature – just a few minutes to the center of Ustron Price and financing – without bank involvement! Total price of the property: 450,000 PLN Own contribution: only 144,000 PLN The remaining part (306,000 PLN) financed directly by the investor Fixed interest rate: 3% Repayment period: 15 years (180 months) Monthly installment: approx. 2,113 PLN Location – Ustron, Harbutowice district Intimate, newly emerging estate surrounded by nature Beautiful views of the Silesian Beskids mountains Close to walking trails, bike paths, forests, and rivers Quick access to the center of Ustron, Wisla, or Skoczow Nearby shops, schools, public transport For whom is this apartment? For those who value modernity and independence For singles, couples, seniors, or as a capital investment Ideal for long-term or tourist rental For anyone who wants to live ecologically and comfortably, without high maintenance costs. We invite you to contact: 735 138 786 Schedule a presentation or learn more about the offer. The number of apartments is limited – do not miss this opportunity!

Specifications:
Area: 36.0 m²
Bedrooms: 2
Bathrooms: 1
Floor: ground
Built: 2026

Additional Features:
Duplex: True
Kitchen Type: open
Loan Possible: True

Seller: Nieruchomosci Folks Nadia Mrowiec

Contact: 735 138 786

Data source: https://www.otodom.pl/pl/oferta/nowoczesna-kawalerka-36-m-z-ogrodkiem-w-domu-pasywnym-ID4vUcG#map